Terms of Service

Last Updated: Sat June 7, 2025

Welcome to 4 Wealthy Minds. By accessing or using our website, community, mobile services, content, or other products and services (collectively, “Services”), you agree to be bound by these Terms of Service (“Terms”).

If you do not agree with these Terms, do not access or use our Services.

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1. Who We Are

4 Wealthy Minds is a global community focused on wealth-building through education, investing, and shared knowledge. We provide content, resources, events, and tools to help our members grow financially and personally.

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2. Use of Our Services

You agree to:

• Use the Services only for lawful purposes

• Not impersonate others or misrepresent your affiliation

• Not engage in behavior that is harassing, abusive, or harmful

• Respect community guidelines and rules when participating in group discussions, forums, or messaging

We reserve the right to suspend or terminate access to users who violate these rules.

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3. Account Registration

To access certain features, you may be required to create an account. You are responsible for keeping your login credentials secure. You must notify us immediately if you suspect unauthorized use of your account.

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4. SMS and Email Communications

By providing your phone number or email, you consent to receive:

• Transactional messages (e.g., reminders, updates, confirmations)

• Promotional messages (e.g., special offers, news, events), only if you opt in

Message frequency may vary. Message & data rates may apply. Reply STOP to opt out or HELP for assistance.

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5. Intellectual Property

All content, branding, designs, and media on our platform are the intellectual property of 4 Wealthy Minds unless otherwise noted. You may not copy, reproduce, or distribute our content without written permission.

You retain ownership of content you upload or share, but you grant us a license to use, display, and share it in connection with providing our Services.

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6. Payments and Subscriptions

Some features or memberships may require payment. By subscribing, you agree to pay the specified fees and understand that:

• Payments may be recurring

• You can cancel at any time, but refunds are subject to our refund policy

• Failure to pay may result in termination of access

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7. Disclaimer of Warranties

Our Services are provided “as is” and “as available.” We make no warranties regarding:

• Accuracy or reliability of content

• Results you may obtain through our Services

• Uptime or availability of the platform

Use the Services at your own risk.

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8. Limitation of Liability

To the maximum extent permitted by law, 4 Wealthy Minds is not liable for any indirect, incidental, or consequential damages resulting from your use of our Services.

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9. Privacy

Please review our Privacy Policy for information on how we collect, use, and protect your data.

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10. Changes to These Terms

We may update these Terms from time to time. Continued use of the Services after changes means you accept the new Terms.

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11. Contact Us

If you have any questions or concerns about these Terms, reach out to:

4 Wealthy Minds

Email: [email protected]

Phone: [Insert Number]

Website: https://www.4wealthyminds.com